The most popular rewards card for Disney vacations is no surprise… the Disney Visa Credit Card. It earns Disney Rewards you can use like a gift card on your Disney vacation. While this is a nice way to help lower the cost of your vacation, most people don’t take advantage of the best features the Disney Visa Credit Card offers. Here are 6 tips for maximizing the Disney Visa Credit Card.
1) $200 Sign Up Bonus
The no annual fee Disney Visa Credit Card comes with a $200 sign up bonus “if” you use a referral link. The sign-up bonus if you go through Chase is currently only $100. This is an easy way to earn an extra $100.
2) Exclusive Character Meet & Greet

With the Disney Visa Credit Card, you’ll gain access to exclusive character meet & greets at Epcot and Hollywood Studios. We’ve got all the maps and details for those opportunities over at our site Points to Neverland.
But, the best part of these character meet & greets is that you get a free download of your photos. The current cost to download a single photo from PhotoPass without Memory Maker is $16.95. With the Disney credit card, getting a couple free downloads with characters may be all you need for your trip.
3) Refer Your Friends, Earn $100
If you’re reading the Inside the Magic or Points to Neverland, you’re probably a Disney Parks expert which means you’re also the person your friends and family come to for advice. When you give them your referral link for your Disney Visa Credit Card, you could earn some rewards for your next trip.
Chase is currently giving $100 in Disney Rewards for every successful referral up to $500 a year. This could be a great way to save on your Disney vacations!
4) 10% Off Select Dining
Disney World recently added Tiffins at the Animal Kingdom and Jungle Navigation Co. LTD Skipper Canteen at the Magic Kingdom to the list of restaurants offering a 10% discount when you use your Disney Visa Credit Card. The list of 27 restaurants with the discount includes other favorites like Jiko, Boma, Narcoossee’s and Le Cellier.
5) 20% Off Coffee
On day one of your Disney vacation, you’ll power through on adrenaline alone. On every other day, you’ll need coffee. Going from fireworks the night before to rope drop the next morning is only survivable with a cup of joe. With your Disney Visa Credit Card you’ll get 20% off at Joffrey’s locations.
You can even get a 20% discount online at Joffreys.com with promo code VISABEANS.
6) 10% Off Merchandise
For eligible purchases of $50 or more, you’ll get a 10% discount on Disney Parks merchandise. While we always pre-pack our souvenirs and tell ourselves we won’t spend money on merchandise, it never works. When you’re in the parks with your kids, either you’ll see something you have to have or they will. After all, it’s vacation. And, if you’re going to spend the money, you might as well feel better about it by getting a discount.
***With each of the discounts listed above, you’ll need to ask the cashier to receive them.
Mark writes for Points to Neverland, a website dedicated to providing the tips and tricks of using credit card rewards to save on Disney vacations. He starts every Disney vacation at Living with the Land, a long-standing family tradition.